DNA Funded Review 2026

DNA Funded Ltd, a company incorporated in Saint Lucia, sells simulated prop trading challenges on TradeLocker, including crypto CFDs at 2:1 leverage. Residents of Australia cannot join. The 2 Phase rules fit traders who can stay within a 5% daily loss limit and an 8% static maximum loss. The biggest risk is a fee that is not refunded once the account is set up and used unless the law requires a refund, paid to a Saint Lucia company whose Risk team has sole discretion over payouts. On 9 October 2026 DNA Funded's website said new orders were paused.

DNA Funded · Prop Trading Firm · Based in Saint Lucia
Editorial coverage:
Historical editorial review
Review record dated:
8 July 2026
Selected editorial sections updated:
9 October 2026

This provider's account model and available instruments depend on the programme and stage you select, and "funded" may refer to a simulated account rather than allocated capital. Rewards remain conditional under the programme agreement. Challenge or subscription fees are real costs and may be lost.

Our verdict on DNA Funded

Best for: Traders able to pass two simulated evaluation stages within the 2 Phase limits of a 5% daily loss and an 8% static maximum loss.

Not ideal for: Traders who need a payout before at least 5 trading days in each 2 Phase stage and in the funded stage, or more than 5% of the account size on each of the first three payouts (7.5% with the paid Profit Booster).

What we checked

  • Programme rules: 2 Phase, 20 fields from 1 provider page, checked 9 October 2026. Programme table
  • Contracting entity: DNA Funded Ltd, from General Terms and Conditions: DNA Funded Simulated Trading Experiences (V.2, 22.01.26), fetched 9 October 2026. Source
  • Regulatory and reputation screen: 9 October 2026. Methodology
  • Third-party ratings captured: 2 October 2026. Ratings

Not checked: opening an account, deposits, withdrawals, live orders and customer support.

Who checked this page: our research process, in which an AI language model works from the sources listed and automated checks compare figures with those sources. No named person has reviewed this page.

DNA Funded does not accept residents of Australia under its published terms.

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Pros

  • Crypto CFDs on all five challenge types
  • 0.01% crypto commission, charged on opening only
  • TradeLocker on every challenge type
  • 80% profit split, or 90% with a paid add-on, on the standard programmes
  • Static 8% maximum loss on the 2 Phase
  • Written complaints process with stated timeframes

Cons

  • Not open to residents of Australia
  • Its website said new orders were paused on 9 October 2026
  • First three standard payouts capped at 5% of the account size (7.5% with the Profit Booster)
  • Crypto leverage is 2:1
  • Crypto withdrawals carry a 1% fee and bank transfers $50
  • No EAs on Instant Funding or the 24-hour Challenge

Named programme and stage terms

Before comparing offers, read each programme and stage entry alongside its source details, date checks and calculation basis. Purchase-date conditions and unresolved source conflicts are noted where they exist, so check those notes before drawing any conclusion from the figures.

Phases and funded stages are listed separately, and reference prices are not live checkout quotes.
Provider, programme and stageProfit targetDaily lossMaximum lossMinimum trading daysFunded reward optionEvidence
DNA Funded2 PhaseAssessment 8%5% of previous day's balance8% static5 calendar days Not applicable Source details
DNA Funded2 PhaseQualification 5%5% of previous day's balance8% static5 calendar days Not applicable Source details
DNA Funded2 PhaseFunded Not applicable5% of previous day's balance8% static5 calendar days
80%; 90% with paid add-on
14 days; 7 with paid add-on
Source details
DNA Funded: 2 Phase source details

Values apply to 2 Phase accounts created on or after 3 February 2026, read directly from DNA Funded's Rules and Conditions V2.1 dated 31 August 2026. Accounts created before 3 February 2026 use different loss limits and minimum days.

2 Phase: field-level source checks
Stage and fieldValueScope and limitsSource checked
ProgrammeCrypto leverage 2:1 Rules leverage table for 2 Phase; unchanged for accounts created before and after 3 February 2026.
ProgrammeCrypto pricing reference 0.01% of opening notional Charged on notional volume at position opening only; spreads are separate.
ProgrammePlatforms TradeLocker Rules list TradeLocker for every challenge type. DNA Funded's site states existing MT5 accounts are migrating to TradeLocker.
ProgrammeEntry price reference $49 for $5K USD, excluding add-ons and taxes. Other sizes: $79 ($10K), $159 ($25K), $289 ($50K), $549 ($100K), $1,079 ($200K).
ProgrammeMaximum loss 8% static Programme-level summary of the stage facts: fixed 8% of initial balance in the Assessment, Qualification and Funded stages for accounts created on or after 3 February 2026 (10% before).
AssessmentProfit target 8% Assessment (Evaluation) stage. Accounts created before 3 February 2026: 10%.
AssessmentDaily loss 5% of previous day's balance Balance based: limit applies to equity loss against the previous day's balance snapshot. Accounts created before 3 February 2026: 6%.
AssessmentMaximum loss 8% static Fixed % of initial balance; balance or equity must stay above it. Accounts created before 3 February 2026: 10%.
AssessmentMinimum trading days 5 calendar days Trades must be held at least 60 seconds. Accounts created before 3 February 2026: 3 days.
QualificationProfit target 5% Qualification (Verification) stage; unchanged for earlier accounts.
QualificationDaily loss 5% of previous day's balance Balance based: limit applies to equity loss against the previous day's balance snapshot. Accounts created before 3 February 2026: 6%.
QualificationMaximum loss 8% static Fixed % of initial balance; balance or equity must stay above it. Accounts created before 3 February 2026: 10%.
QualificationMinimum trading days 5 calendar days Trades must be held at least 60 seconds. Accounts created before 3 February 2026: 3 days.
FundedProfit target Not applicable Rules state there is no profit target in the Funded Stage.
FundedDaily loss 5% of previous day's balance Funded Stage. Accounts created before 3 February 2026: 6%.
FundedMaximum loss 8% static Funded Stage. Accounts created before 3 February 2026: 10%.
FundedMinimum trading days 5 calendar days Required before a payout request. Accounts created before 3 February 2026: 3 days.
FundedReward split 80%; 90% with paid add-on Profit Split add-on costs 20% on top of the access fee. First three approved payouts are capped at 5% of the nominated bankroll.
FundedReward cycle 14 days; 7 with paid add-on Counted from account opening or the previous payout request. Earlier Payout add-on costs 20% on top of the access fee.
FundedConsistency condition 30% daily profit distribution limit Profit from one calendar day can count for at most 30% of the requested profit. Accounts created before 3 February 2026: 40%.

Who DNA Funded Suits

DNA Funded runs five challenge types on the TradeLocker platform: 1 Phase, 2 Phase, Rapid, Instant Funding and the 24-hour Challenge. The 1 Phase has one evaluation stage. The 2 Phase has an evaluation stage and a verification stage, with access fees from $49 for a $5K account to $1,079 for a $200K account. Rapid has one evaluation stage that must be completed within 10 days. Instant Funding skips evaluation and starts in the funded stage, with no daily loss limit and a 4% trailing maximum drawdown. The 24-hour Challenge skips evaluation and is one attempt inside a 24-hour window that starts at purchase; its payout is the access fee times the multiplier chosen at checkout (2x, 5x or 10x), paid immediately on successful completion.

Crypto trading is available on all five challenge types. The only published crypto instrument list is for the 24-hour Challenge, which names nine pairs: BTCUSD, ETHUSD, SOLUSD, BNBUSD, XRPUSD, ADAUSD, BCHUSD, LINKUSD and LTCUSD. Neither the Rules nor the FAQ lists the full set of crypto symbols for the other four challenge types. Crypto leverage is 2:1 on every challenge type.

The rules set the differences between programmes. Expert advisors are allowed on the 1 Phase, 2 Phase and Rapid challenges, and not on Instant Funding or the 24-hour Challenge. Crypto can be traded at weekends on the 1 Phase and 2 Phase challenges; weekend trading is not allowed on Rapid, Instant Funding and the 24-hour Challenge. Crypto trading is simulated CFD exposure: no coins are owned and no wallet is used. Citizens or residents of a Restricted Territory must not take part, and Australia is listed first among the Restricted Territories.

Worked Example: $50K 2 Phase Challenge

This worked example follows a $50K 2 Phase challenge from the $289 access fee through to the first payout. Every figure is our arithmetic from DNA Funded's published Rules and FAQ, checked on 9 October 2026, using the Rules and Conditions V2.1 and the FAQ. We did not buy a challenge or request a payout.

Inputs from the published rules

  • Access fee: $289 for the $50K 2 Phase, excluding add-ons and taxes (Rules and Conditions V2.1, checked 9 October 2026)
  • Profit targets: 8% in evaluation and 5% in verification, both simulated profit that is not paid out (Rules and Conditions V2.1, checked 9 October 2026)
  • Minimum trading days: 5 in each evaluation stage and 5 in the funded stage before a payout (Rules and Conditions V2.1, checked 9 October 2026)
  • Profit share: 80%, or 90% with the Profit Split add-on at 20% of the access fee (Rules and Conditions V2.1, checked 9 October 2026)
  • Profit cap: 5% of the account size on each of the first three approved payouts (Rules and Conditions V2.1 and FAQ, checked 9 October 2026)
  • Daily profit distribution: one day's profit counts for at most 30% of the requested profit (Rules and Conditions V2.1 and FAQ, checked 9 October 2026)
  • Payout wait: 14 days from account opening, or 7 days with the Earlier Payout add-on at 20% of the access fee (Rules and Conditions V2.1, checked 9 October 2026)
  • Withdrawal fees: 1% by crypto and $50 by international bank transfer (FAQ, checked 9 October 2026)
  • Minimum payout: $100 after the profit split (Rules and Conditions V2.1 and FAQ, checked 9 October 2026)

Our arithmetic

StepCalculationResult
Access fee ($50K 2 Phase)Published fee$289
Evaluation target8% of $50000$4000 simulated
Verification target5% of $50000$2500 simulated
Profit cap on the first payout5% of $50000$2500
Trader share at 80%$2500 × 80%$2000
Crypto withdrawal fee$2000 × 1%$20
Received by crypto$2000 minus $20$1980
Net of the access fee (crypto)$1980 minus $289$1691
Received by bank transfer$2000 minus $50$1950
Net of the access fee (bank)$1950 minus $289$1661
Largest one-day profit counted$2500 × 30%$750
Fewest profitable days for $2500$2500 ÷ $750 rounded up4
Funded profit to recover the fee (crypto)$289 ÷ (80% × 99%)$364.90
Funded profit to recover the fee (bank)($289 + $50) ÷ 80%$423.75
Fee with the Profit Split add-on$289 × 120%$346.80
Received by crypto at a 90% share$2500 × 90% × 99%$2227.50
Net of the add-on fee$2227.50 minus $346.80$1880.70

Our arithmetic from DNA Funded's published Rules and FAQ, checked 9 October 2026. Amounts in USD, excluding taxes.

By bank transfer the trader receives $1,950 at the cap, $1,661 net of the fee, against $1,980 by crypto. The Profit Split add-on raises the fee to $346.80 and the share to 90%, giving $2,227.50 by crypto at the cap, $1,880.70 net of that fee. The 30% daily distribution limit means no single day can contribute more than $750 to a $2,500 request, so the full $2,500 needs profit from at least four separate days. Recovering the $289 fee takes $364.90 of funded profit by crypto.

The example assumes both evaluation stages are passed at the first attempt and the cap is reached in the first funded cycle. The fee is not refunded if a stage is failed, unless the law requires a refund, and payouts depend on the Risk team's review. The cap has two readings: the Rules define it as a limit on profit, giving $2,000 at the cap, while the FAQ's example calls 5% of a $10,000 account a "$500 max pay-out"; that reading gives $2,500.

Evaluation Models and Account Sizes

DNA Funded offers five crypto-capable account types, ranging from standard evaluations to Instant Funding and a short 24-hour Challenge. The main difference is how you qualify for a funded-style account, not just the account size.
DNA Funded optionAccount sizeEvaluation modelStarting cost
1 Phase$5K to $200KOne-step challenge$59
2 Phase$5K to $200KTwo-step challenge$49
Rapid Challenge$10K to $100K10-calendar-day challenge$99
Instant Funding$5K to $50KNo evaluation instant access$199
24-hour Challenge$20K fixedOne 24-hour challenge$25 stake

Access fees in USD, excluding add-ons and taxes, from the Rules and Conditions V2.1 (31 August 2026), checked 9 October 2026. DNA Funded's website said new orders were paused on that date.

Fees and Pricing

DNA Funded's costs come from its upfront challenge fees, crypto commission, spreads and paid add-ons. You pay for access to a simulated prop challenge or instant funding account, not trading your own capital deposited with a brokerage or exchange account.

The cheapest standard evaluation is the $5K 2 Phase challenge at $49. While the 24-hour Challenge starts from $25, it is not directly comparable with a normal challenge because it pays through a fixed multiplier rather than an ongoing funded-account split.

DNA Funded charges 0.01% crypto commission on notional trade volume when you open a position, with no crypto commission charged when closing the trade. If you open a $100,000 crypto CFD position, you pay $10 in commission before spread costs. The spread is separate and varies by pair.

  • DNA Funded starts standard funded accounts on an 80% profit split with a paid add-on available to increase this to 90%
  • The Early Payout Booster shortens the payout waiting period from 14 days to 7 days
  • DNA Funded does not refund the access fee once the account is set up and used, unless the law requires a refund, so the fee is still paid if you fail the challenge
  • Each funded-stage add-on is priced as a share of the access fee: 20% for the 90% Profit Split and 20% for the 7-day Earlier Payout
  • A Profit Booster, sold for a limited period and only at checkout, raises the profit cap from 5% to 7.5% for 30% of the access fee
  • A Demo Reset on the 1 Phase, 2 Phase or Rapid costs 50% of the access fee
For example, the $5K 2 Phase challenge starts from $49, but adding the 90% profit split add-on and Early Payout Booster increases the amount you pay before trading. This makes the headline fee useful for comparison, but not always the final checkout cost.

Trading Rules and Drawdown

DNA Funded's current Rules and Conditions confirm a 5% daily loss limit and an 8% static maximum loss for the 2 Phase challenge. The daily limit is balance based: your equity loss during a simulated trading day must not exceed 5% of the previous day's balance snapshot. The maximum loss is a fixed percentage of your initial balance, and your balance or equity must not fall below it. Both limits apply in Phase 1, Phase 2 and the funded stage.

2 Phase rulePhase 1Phase 2Funded stage
Profit target8%5%None
Daily loss limit5% of the previous day's balance5% of the previous day's balance5% of the previous day's balance
Maximum lossStatic 8% of initial balanceStatic 8% of initial balanceStatic 8% of initial balance
Minimum trading days5 calendar days5 calendar days5 days before a payout request

These limits apply to accounts created on or after 3 February 2026. Accounts created before that date keep older rules: 6% daily loss limit, 10% maximum loss, 3 minimum trading days and a 10% Phase 1 target. This split is why some older sources quote 6% and 10%. On a $50K account under these rules, a previous day's balance of $50,000 gives a $2,500 daily loss limit, and the 8% static maximum loss sets a $46,000 floor, since 8% of $50,000 is $4,000.

DNA Funded's 1 Phase, Rapid Challenge and Instant Funding programmes use different loss limits and drawdown rules. DNA Funded can amend its rules and says it notifies participants in writing of material changes, so check the rules for your purchase date. The programme table above lists each 2 Phase value with its source and check date.

Loss limits on the other programmes

ProgrammeDaily loss limitMaximum lossProfit target
1 Phase4% of the previous day's balanceStatic 6% of initial balance10% in one stage
Rapid3% of the previous day's balanceStatic 5% of initial balance5% within 10 days
Instant FundingNoneTrailing 4%No evaluation stage
24-hour ChallengeNoneTrailing $100 $200 or $300 by multiplier$350 $800 or $1500 by multiplier

Accounts created on or after 3 February 2026, from the Rules and Conditions V2.1, checked 9 October 2026. The 1 Phase and Rapid limits apply in both the evaluation and funded stages.

Payouts, Scaling and Funded-Account Terms

On the 1 Phase, 2 Phase, Rapid and Instant Funding programmes, a payout can be requested 14 days after account opening or the previous payout request, or after 7 days with the Early Payout Booster, while the 24-hour Challenge pays on successful completion.

Profit split

DNA Funded starts standard funded accounts on an 80% profit split. You can increase this to 90% with a paid add-on, but the higher split is not included in the base challenge fee. The 24-hour Challenge works differently because it uses a fixed payout multiple instead of the normal funded-account profit split.

Profit areaDNA Funded terms
Base profit split80%
Higher profit split90% with paid add-on
24-hour Challenge payoutFixed payout multiple
First three funded payouts5% profit cap
After three successful payouts5% cap removed
Profit Booster add-onCap raised to 7.5% for 30% of the access fee
Daily profit distributionOne day counts for at most 30% of the requested profit

The 5% cap is the key funded-stage limitation. If you make more than 5% profit during one of the first three payout cycles, the extra profit is removed when the account resets after payout. This makes the early funded stage more restrictive than the headline 80% to 90% profit split suggests.

Withdrawals

DNA Funded supports crypto withdrawals and bank wire withdrawals.

Withdrawal areaDNA Funded terms
First payout request (standard programmes)14 days after account opening
Faster payout option7 days with Early Payout Booster on every cycle
Standard payout cycleEvery 14 days
24-hour Challenge payoutImmediately on successful completion
Payout processing (Rules)Typically 24 to 48 hours after an eligible request
Payout processing (FAQ)1 to 4 business days on average plus 1 to 2 business days to arrive
KYCRequired on the initial withdrawal request
Standard minimum payout$100 after the profit split
Request below $100 after the splitDeclined and the profit stays in the account
24-hour Challenge minimum payout$10 crypto only
Crypto payout optionsUSDT and BTC among others
Crypto withdrawal fee1%
Bank wire withdrawal fee$50

Scaling plan

DNA Funded lists maximum simulated funded capital of up to $600,000. Account merging is not allowed, so this is better described as maximum allocation rather than a simple account-merging or automatic scaling ladder.

Platforms and Trading Tools

DNA Funded supports TradeLocker for crypto prop trading on every challenge type. MetaTrader 5 (MT5) is no longer offered for new accounts, and DNA Funded's website states that existing MT5 accounts are migrating to TradeLocker, with affected clients notified directly. MT4, cTrader, DXtrade and native TradingView accounts are not available.

Platform or toolDNA Funded availabilityWhat it means
TradeLockerAvailableA manual trading platform with TradingView-style charting
MetaTrader 5 (MT5)Not available for new accountsExisting MT5 accounts are migrating to TradeLocker
MetaTrader 4 (MT4)Not availableYou cannot use older MT4 indicators EAs or templates
cTraderNot availableYou do not get cTrader order tools automation or depth features
DXtradeNot availableYou cannot choose DXtrade as your prop trading platform
Native TradingView accountNot availableYou need to use TradeLocker for TradingView-style charts instead

TradeLocker

TradeLocker is a manual trading platform with TradingView charts, on-chart trade actions and advanced order types.

DNA Funded's FAQ links TradeLocker downloads for desktop, the App Store (iOS) and Google Play (Android). That means you can trade from a computer or a mobile device.

Expert Advisors and automation

EA access depends on the account type, not just the platform. Expert Advisors connect to TradeLocker through the TradeLocker API, but DNA Funded only allows EAs on selected challenges.

DNA Funded accountEAs and algorithmic trading
1 PhaseAllowed
2 PhaseAllowed
Rapid ChallengeAllowed
Instant FundingNot allowed
24-hour ChallengeNot allowed
Automated crypto strategies can run only on the 1 Phase, 2 Phase and Rapid Challenge. Instant Funding and the 24-hour Challenge are manual trading only accounts.

Crypto Markets and Coverage

Crypto trading at DNA Funded is simulated CFD exposure, per the Rules and Conditions V2.1: no coins are owned and no wallet is used. Crypto is available on all five challenge types: 1 Phase, 2 Phase, Rapid, Instant Funding and the 24-hour Challenge. The 24-hour instrument list names nine crypto pairs: BTCUSD, ETHUSD, SOLUSD, BNBUSD, XRPUSD, ADAUSD, BCHUSD, LINKUSD and LTCUSD. Neither the Rules nor the FAQ lists the full set of crypto symbols for the other four challenge types. The crypto prop firm comparison hub lists other crypto prop firms' programme rules side by side.

Crypto access by account type

Account typeCrypto access
1 PhaseCrypto trading available
2 PhaseCrypto trading available
Rapid ChallengeCrypto trading available
Instant FundingCrypto trading available
24-hour ChallengeLimited to Bitcoin Ethereum Solana BNB XRP Cardano Bitcoin Cash Chainlink and Litecoin

Crypto leverage and other asset classes

Asset classMaximum leverage
Crypto2:1
Stocks5:1
Indices10:1
Commodities10:1
Forex50:1 (30:1 on the 24-hour Challenge)
Crypto leverage is 2:1 on every challenge type, per the Rules and Conditions V2.1. Other classes run at 50:1 for forex (30:1 on the 24-hour Challenge), 10:1 for indices and commodities, and 5:1 for stocks, for accounts created on or after 3 February 2026. Crypto commission is 0.01% of notional value, charged at position opening; the spread is separate. Weekend crypto trading is allowed on the 1 Phase and 2 Phase challenges and not on Rapid, Instant Funding or the 24-hour Challenge. Maximum open exposure on BTCUSD is 5 lots.

Is DNA Funded Legit and Safe?

The contract is with DNA Funded Ltd, a company incorporated in Saint Lucia. Its Complaint Management Policy gives its registration number as 2025-00574 and its registered address as Rodney Bay, Gros Islet, Saint Lucia. The General Terms and Conditions state that the challenges are not financial or investment products, do not form part of any regulated financial services, and that trades are simulated with a fictitious balance. The General Terms are governed by the laws of Saint Lucia. Complaints follow the Complaint Management Policy.

Safety areaDNA Funded details
Contracting companyDNA Funded Ltd
RegistrationSaint Lucia company number 2025-00574
Governing lawSaint Lucia
Product typeSimulated challenges and simulated funded accounts
Regulated financial serviceNo (General Terms clause 3)
Broker named in the FAQDNA Markets (company not named)
Australian licence linked to the DNA Markets nameAFSL 514425 held by Focus Markets Pty Ltd and not by DNA Funded Ltd
Crypto wallet or coin ownershipNone
Australian residentsNot accepted (Restricted Territory)
DisputesComplaints process then LCIA arbitration in London

DNA Funded's FAQ says: "We are backed by DNA Markets as our broker." It does not name the company behind DNA Markets. Australia's ABN Lookup shows the business name "DNA Markets Group" has been held since 19 October 2022 by Focus Markets Pty Ltd (ABN 96 167 517 544). ASIC's AFS licensee dataset of current licensees lists Focus Markets Pty Ltd as holder of AFSL 514425. That licence belongs to Focus Markets Pty Ltd, not to DNA Funded Ltd. No document read for this page names which DNA Markets company backs DNA Funded.

The Rules and Conditions V2.1 list Australia first among the Restricted Territories; citizens or residents of one must not take part. DNA Funded can allow a passport holder of a Restricted Territory to take part if that person proves residence in a country that is not restricted. The General Terms give no guarantee of a funded account or a payout, and one can be declined if DNA Funded is not satisfied the trader complied. The Risk team has sole discretion over payouts, and third-party KYC decisions are final. Disputes go to the Complaint Management Policy first, then LCIA arbitration in London.

What traders say about DNA Funded

Trustpilot and app-store ratings are third-party snapshots captured on the date shown. They are not our assessment.

SiteProfileRatingCountCaptured
Trustpilot trustpilot.com/review/dnafunded.comPaid plan badge 3.3 of 5 85 reviews October 2026
DNA Funded's Trustpilot profile in October 2026, showing 3.3 out of 5 from 85 reviews

Regulatory and Dispute Record

Searches run on 9 October 2026 for "DNA Funded", "dnafunded" and "DNA Markets" in this site's provider screen. A search that finds no entry is not evidence that a firm is safe.

Record checkedDateResult
IOSCO I-SCAN9 Oct 2026No entry found
ASIC Moneysmart investor alert list9 Oct 2026No entry found
ASIC media releases9 Oct 2026No result
Reserve Bank of India Alert List (updated 19 Nov 2025)9 Oct 2026No entry found
Securities Commission Malaysia Investor Alert List9 Oct 2026No entry found
CourtListener US dockets and opinions9 Oct 2026No case naming DNA Funded as a party
UK FCA Warning List9 Oct 2026Lookup not completed (the site blocked the request)

Complaints and disputes

StepDNA Funded's published terms
Lodge a complaintEmail [email protected] or live chat
AcknowledgementWithin two business days (best endeavours)
Escalation inside DNA FundedTo the compliance team if not resolved within five business days
Target resolutionWithin 20 business days of lodgement
Internal review requestWithin five business days of the proposed resolution; no review timeframe given
Unresolved disputeLCIA arbitration with one arbitrator seated in London in English
Governing lawSaint Lucia

Sources: Complaint Management Policy V1.0 and General Terms and Conditions V2.0 clause 26, checked 9 October 2026.

DNA Funded vs FundedNext vs FXIFY

These three firms differ structurally rather than numerically on this check. FXIFY offers dedicated manual crypto programmes with their own platform and automation restrictions. FundedNext provides simulated crypto CFD exposure within a general CFD challenge, with weekday execution rather than continuous exchange access, which affects weekend strategies. DNA Funded runs 2 Phase challenges on TradeLocker, and for accounts created on or after 3 February 2026 its Rules and Conditions dated 31 August 2026 set the daily loss limit at 5% of the previous day's balance with an 8% static maximum loss.

DNA Funded Verdict

DNA Funded Ltd is incorporated in Saint Lucia, registration number 2025-00574, registered address Rodney Bay, Gros Islet. Citizens or residents of the Restricted Territories, Australia first among them, must not take part. On 9 October 2026 the notice bar on the homepage, FAQ and promotions pages read "New orders are currently paused."

The 2 Phase rules set an 8% evaluation target, a 5% verification target, a 5% daily loss limit and an 8% static maximum loss. The $50K account costs $289; the worked example gives $1,980 by crypto at the first payout cap, $1,691 net of the fee, and $364.90 of funded profit to recover the fee. The first three payouts are capped at 5% of the account size, and no single day can contribute more than 30% of a requested payout.

The Risk team has sole and absolute discretion over payouts, and disputes go to LCIA arbitration in London. On 9 October 2026, searches of IOSCO I-SCAN, ASIC's Moneysmart alert list, ASIC media releases, the Reserve Bank of India and Securities Commission Malaysia alert lists for "DNA Funded", "dnafunded" and "DNA Markets" found no entry, and a CourtListener search for "DNA Funded" found no case naming the firm as a party. The FCA Warning List lookup was not completed; the FCA site blocked the request. DNA Funded's own General Terms say its challenges are not regulated financial services, and the ASIC licence 514425 belongs to Focus Markets Pty Ltd, not to DNA Funded Ltd. This page describes published rules and records, not a judgement on buying a challenge.

FAQs

Who runs DNA Funded and can Australians join?

DNA Funded is run by DNA Funded Ltd, a company incorporated in Saint Lucia with registration number 2025-00574 and registered address Rodney Bay, Gros Islet. The Rules and Conditions list Australia first among the Restricted Territories; citizens or residents of a Restricted Territory must not take part. DNA Funded can allow a passport holder of a Restricted Territory to take part if that person proves residence in a country that is not restricted. Australian residents therefore cannot join.

What cryptocurrencies can I trade with DNA Funded?

Trading is simulated CFD exposure: you own no coins and use no wallet. Crypto trades at 2:1 leverage. The 24-hour Challenge lists nine pairs: BTCUSD, ETHUSD, SOLUSD, BNBUSD, XRPUSD, ADAUSD, BCHUSD, LINKUSD and LTCUSD. Neither the Rules nor the FAQ lists the full set of crypto symbols for the other four challenge types.

What is DNA Funded's crypto commission?

DNA Funded charges crypto commission at 0.01% of notional volume when you open a position. The bid/ask spread is separate and varies by market.

What is DNA Funded's profit split?

DNA Funded starts standard funded accounts on an 80% profit split, with a paid add-on available to increase this to 90%. The profit split does not automatically scale to 90% unless you buy the add-on. The 24-hour Challenge works differently because it pays a fixed multiple of your stake instead of the normal funded-account profit split.

How long do DNA Funded payouts take?

On the 1 Phase, 2 Phase, Rapid and Instant Funding programmes, the waiting period is 14 days from account opening or the previous payout request, or 7 days with the Earlier Payout add-on, which shortens every waiting period. The 24-hour Challenge pays immediately on successful completion. The Rules say approved payouts are typically processed within 24 to 48 hours. The FAQ gives 1 to 4 business days for average processing, plus another 1 to 2 business days to arrive. Every request is reviewed by the Risk team with sole discretion. Withdrawals cost a 1% fee by crypto or $50 by bank transfer.

Can I use Expert Advisors with DNA Funded?

Yes, DNA Funded allows Expert Advisors and algorithmic trading on 1 Phase, 2 Phase and Rapid Challenge accounts. EAs are not allowed on Instant Funding or the 24-hour Challenge, so account type matters if your crypto strategy uses automation. EAs connect to TradeLocker through the TradeLocker API, while the same platform also covers manual chart-based crypto trading.

What is DNA Funded's drawdown rule?

In the simulated 2 Phase challenge, DNA Funded's daily loss limit is 5% of the previous day's account balance: your equity loss during the day must not exceed 5% of that balance snapshot. The maximum loss is 8% static, a fixed percentage of your initial balance, and your balance or equity must not fall below it. Both limits apply in Phase 1, Phase 2 and the funded stage. Accounts created before 3 February 2026 follow older limits of 6% daily and 10% maximum loss.

Is DNA Funded regulated or broker-backed?

DNA Funded's General Terms say its products are not regulated financial services; trades are simulated and the balance fictitious. The FAQ says "We are backed by DNA Markets as our broker". ABN Lookup shows "DNA Markets Group" held since 19 October 2022 by Focus Markets Pty Ltd, which ASIC lists as holder of AFSL 514425. The AFSL belongs to Focus Markets Pty Ltd, not DNA Funded Ltd; no document read for this page names the DNA Markets company behind it.

DNA Funded does not accept residents of Australia under its published terms.

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