FXIFY

FXIFY at a Glance

FXIFY is a crypto prop firm that funds traders to trade more than 80 Tether-quoted crypto CFDs through two dedicated accounts, Crypto Instant Funding and Crypto Standard 1 Step. It scored 88/100 overall, the highest of the crypto prop firms we have reviewed, with pricing, funding and market range each rated 10/10 and held back only by a DXTrade-only platform with no automated trading. Most crypto traders will want Crypto Standard, which starts at $59, refunds that fee on a successful first payout, and scales a 100% monthly split up to $1 million.

{{TABLE:Category,Score|Crypto Trading Fees,10/10|Cryptocurrency Markets,10/10|Trading Platforms and Tools,6/10|Safety and Availability,9/10|Funding and Withdrawals,10/10|Risk and Trading Rules,8/10|Overall,88/100}}

Who FXIFY Suits

FXIFY suits a manual crypto trader who wants high major-coin leverage, low pricing and a real route to a 100% profit split, and who is happy trading on DXTrade alone. Between the dedicated crypto accounts, the 80+ Tether-quoted asset list and the fee refund on Crypto Standard, it is a strong fit for discretionary traders who place their own orders rather than leaning on automated systems.

Most traders are best served by Crypto Standard 1 Step, which carries the lowest real cost and the best funded terms. You clear a single 9% target, get the fee back on your first payout, and can grow the account to a 100% monthly split and ten times its starting size. If you would rather skip the evaluation and trade funded from day one, Crypto Instant Funding does exactly that, though you pay more upfront from $125, take a fixed 80% bi-weekly split, and give up the refund and the scaling.

Weekend traders are well catered for too, since FXIFY lets you trade and hold through the weekend on a market that never really closes. The 5:1 leverage on BTC, ETH and SOL also beats DNA Funded's 2:1 and FundedNext's 1:1, so anyone who wants more exposure on the majors has more room to work with here.

Where FXIFY falls down is automation. The crypto accounts block Expert Advisors, bots and copy trading, run on DXTrade with no MT5 or live TradingView, and lock the account while a payout clears, so nothing about the payout is instant. If you trade algorithmic crypto strategies or rely on MetaTrader, DNA Funded is the better home, with EAs allowed on MT5 across its 1 Phase, 2 Phase and Rapid challenges.

Crypto Account Types and Sizes

FXIFY runs two dedicated crypto accounts, Crypto Instant Funding and Crypto Standard 1 Step. Both are sized from $5,000 to $100,000 and both use the same crypto risk rules, so the real choice is how you reach the funded stage and which funded terms you want. Crypto Standard is the cheaper one-step route with the stronger funded terms, while Crypto Instant Funding costs more upfront and skips the evaluation entirely.

Crypto Standard 1 Step is the lower-cost path. You pay from $59, clear a single 9% profit target, and reach a funded account that can pay up to a 100% monthly performance split, refunds your challenge fee on the first payout, and scales to ten times its starting size. Crypto Instant Funding removes the evaluation process entirely, so you trade a funded account from day one, but it costs from $125, pays a fixed 80% bi-weekly split, and carries no fee refund or scaling plan.

Fees and Pricing

FXIFY's crypto costs come from three places: the upfront account fee, the spread, and a 0.07% round-turn commission. Crypto Standard starts at $59 and refunds the full fee on your first payout, while spreads on major Tether pairs can start from 0 pips.

You are paying for a prop account rather than depositing trading capital, so the upfront fee buys access to a crypto challenge or an instant-funded crypto account. Crypto Standard 1 Step is the cheaper entry at $59 for the $5,000 account, and Crypto Instant Funding starts at $125 for the same size if you want funded access without an evaluation.

On top of the account fee, FXIFY charges a crypto commission of 0.035% when you open and 0.035% when you close, so 0.07% round turn on the notional value of the trade. On a $100,000 crypto position that is roughly $35 to open and $35 to close, about $70 round turn before spread. The spread is separate and sits on top of the commission.

Spreads are where FXIFY stands out. When we checked the pricing feed, the major Tether pairs (BTC/USDT, ETH/USDT, SOL/USDT and XRP/USDT) priced close to spot levels on large crypto exchanges, with spreads from 0 pips on the most liquid pairs. That is rare for a prop firm using crypto CFD pricing. Spreads widen on smaller, lower-liquidity altcoins, which is normal for crypto CFD feeds, so the advantage is clearest if you trade high-volume majors rather than thin alts.

The fee refund is the lever that changes the real cost. Crypto Standard returns the challenge fee on a successful run, which brings the effective entry cost close to zero, while Crypto Instant Funding keeps the fee as the trade-off for skipping the evaluation.

Trading Rules and Drawdown

Both FXIFY crypto accounts run on the same risk framework: a 3% daily drawdown, a 6% maximum trailing drawdown, a 25% consistency rule at the funded stage, a 5-minute high-impact news blackout, and no automated trading. Weekend trading and holding are allowed, which suits a market that runs 24/7. The rule that needs the most attention is the trailing drawdown.

The 6% maximum drawdown trails your highest balance until the account reaches 6% profit, then locks at the starting balance. On a $100,000 crypto account the breach level starts at $94,000. If the account climbs to $102,000 before it locks, the breach level moves up to $96,000, and once you are up 6% the floor settles at your $100,000 starting balance so later losses cannot drop you below it. Trailing drawdown gives less room after a sharp move in your favour, which matters on volatile crypto pairs where price can reverse quickly.

The 25% consistency rule applies once you are funded. No single trading day can account for more than 25% of your total profit for a payout period, so one outsized day means you keep trading until the rest of your profit brings that day back within the limit. This rewards steady results over a single large win.

News trading is restricted rather than banned. You cannot open or close a position in the five minutes either side of a high-impact release, though you do not have to be flat going into news. Weekend trading and holding are open on crypto accounts, a genuine advantage given crypto moves around the clock. Automation is the hard limit: no Expert Advisors, bots or copy trading on either crypto account, and no resets or retries if you breach.

Payouts, Profit Split and Withdrawals

FXIFY's funding setup is its other standout area. Crypto Standard can pay up to a 100% monthly performance split, refunds your challenge fee on the first payout, and processes withdrawals in 24 to 48 hours, with Bitcoin and Ethereum supported alongside card and bank transfer.

Profit split

FXIFY's crypto split depends on the account. Crypto Instant Funding pays a fixed 80% bi-weekly, which is the trade-off for funded access with no evaluation. Crypto Standard gives you a choice: take 80% with faster bi-weekly payouts, or 100% with monthly payouts. The 100% monthly option is the more lucrative route if you can wait the full cycle, and it is the headline reason Crypto Standard is the stronger funded account of the two.

Withdrawals

You can request a payout after trading a minimum of 7 days on the funded account. Crypto Instant Funding sets a flat $50 minimum withdrawal across all account sizes, while Crypto Standard runs from $50 up to $750 depending on the account. Both accounts use a lock-upon-payout rule, so the account is restricted while a withdrawal is being processed and you cannot keep trading until it clears. Active traders should plan around that pause rather than time a payout in the middle of a setup. Payments go out by card, bank transfer, Bitcoin or Ethereum, and processing usually takes 24 to 48 hours after review.

We scored FXIFY's funding 10/10 because Crypto Standard can pay up to a 100% monthly split, the first-payout fee refund returns your entry cost, payouts process in 24 to 48 hours, withdrawals support Bitcoin and Ethereum alongside card and bank transfer, and the account can scale to $1 million. The lock-upon-payout rule and the wait between payouts still apply, but the overall funding structure is flexible and trader focused.

Scaling and funded-account terms

Crypto Standard is the only FXIFY crypto account that scales, and it can grow up to ten times its starting size. A $100,000 Crypto Standard account can reach a maximum funded size of $1 million over time. Crypto Instant Funding does not scale, so if account growth matters to you, Standard is the route to take.

Platforms and Trading Tools

FXIFY's crypto accounts run on a single platform, DXTrade, with no MetaTrader 5, no native TradingView yet, and no automated trading. That makes FXIFY a strong fit for manual, discretionary crypto traders and a poor one for anyone who runs Expert Advisors, bots or copy trading. Platforms are the weakest part of the crypto offer.

DXTrade gives manual traders what they need to run crypto CFD positions without a heavier MetaTrader setup. You get charting, watchlists, one-place order entry, position tracking and account monitoring through a web trader. For a discretionary trader who watches the market and places their own orders, it covers the essentials across BTC, ETH, SOL, XRP and the wider altcoin list.

The gaps matter if your edge depends on tooling. No MT5 means no MetaTrader indicators, scripts or templates on a crypto account. Automation is absent too, so Expert Advisors, trading bots and copy trading are all off the table, which rules out algorithmic and signal-following crypto strategies.

Crypto Markets and Coverage

FXIFY's crypto accounts give access to more than 80 Tether-quoted crypto CFDs, with leverage of 5:1 on BTC, ETH and SOL and 2:1 on every other asset. The same list is available on both Crypto Instant Funding and Crypto Standard 1 Step.

Every crypto product is quoted against Tether (USDT) rather than US dollar, euro or other fiat pairs, so the account is built around stablecoin pricing. These are simulated crypto CFDs, so you trade the price movement and do not own, hold or withdraw the underlying coin.

The range covers majors, Layer 1s, DeFi, infrastructure and data tokens, gaming and metaverse coins, and meme and privacy names, including headline tokens such as TRUMP and MELANIA. FXIFY adds and removes assets as markets shift, so treat the names below as a snapshot of the categories on offer rather than a fixed list.

Leverage is set by asset tier rather than a single account-wide figure.

You can see how FXIFY's crypto range compares with the other firms we have tested in our crypto prop firms shortlist.

FXIFY vs DNA Funded vs FundedNext

FXIFY is the strongest of the three for a crypto-first trader, because it is the only one built around dedicated crypto accounts rather than crypto access added to a general CFD challenge. DNA Funded offers a wider market list across more challenge types, and FundedNext is the better general prop firm but a weak crypto specialist.

FXIFY leads this group on the levers that matter most to a dedicated crypto trader: 5:1 leverage on BTC, ETH and SOL, a 100% monthly profit-split option on Crypto Standard, and a first-payout fee refund that can bring the real entry cost close to zero. Its 80+ Tether-quoted assets sit below DNA Funded's wider list but far above FundedNext's nine.

DNA Funded is the better fit if raw market range is the priority. You get 120+ simulated crypto CFDs and a choice of MT5 or TradeLocker, and Expert Advisors are allowed on the 1 Phase, 2 Phase and Rapid challenges. The trade-offs are lower crypto leverage at 2:1 and a 5% profit cap on the first three funded payouts, both covered in full in our DNA Funded review.

FundedNext is a general-purpose prop firm rather than a crypto specialist. It pays fast, supports USDT and USDC withdrawals and scales standard challenges to $4 million, but the crypto side is thin at nine assets and 1:1 leverage, as we found in our FundedNext review. For a crypto-first trader, that combination puts it behind the other two.

Is FXIFY Legit and Safe?

Yes, FXIFY is a legitimate prop firm. It is broker-backed by FXPIG and runs through FXIFY Markets Ltd, an entity licensed in Labuan, Malaysia. It also holds a 4.4 out of 5 Trustpilot rating from more than 6,000 reviews. The main caveat is that a prop challenge is not a regulated brokerage account, so retail-client protections do not apply.

FXIFY is broker-backed by FXPIG and sits within a group of FX, fintech and payments companies. The prop service runs through FXIFY Markets Ltd, which holds a Labuan money broker licence (No. MB/22/0097), while a separate entity, FXIFY Solutions Limited, handles payments. That gives FXIFY a clearer corporate and licensing trail than many independent prop firms, which is a positive signal, but Labuan regulation is lighter than a tier-one regime such as ASIC, the FCA or CySEC. Treat the licence as evidence the operator is a real, registered business rather than as the investor protection you get from a fully regulated retail broker.

A prop challenge is a simulated funded account, not a live brokerage account in your name. You pay for access, trade under FXIFY's rules, and receive payouts only after the account clears review and KYC. Broker-style safeguards such as segregated client money and compensation schemes do not automatically apply to the funded account, which is true of every prop firm rather than a fault specific to FXIFY.

Country restrictions are the practical safety check to run before you pay, as FXIFY does not accept residents of the United States, which rules out US-based crypto traders entirely. Additionally, there is a longer sanctions-style list that includes Russia, Belarus, Venezuela, Vietnam, Kenya and Ghana among others. Unlike DNA Funded, Australian crypto traders are accepted by FXIFY.

FXIFY Verdict

FXIFY scored 88/100, the highest of the crypto prop firms we have tested. We recommend it for crypto-first traders who trade manually and want strong leverage on majors, low pricing and a genuine 100% profit-split route, through either Crypto Standard 1 Step or Crypto Instant Funding.

Its strengths are pricing, funding and market range, each scoring 10/10. Crypto Standard starts at $59 and refunds the fee on a successful first payout, spreads on major Tether pairs can start from 0 pips against a 0.07% round-turn commission, and the account can pay up to a 100% monthly split and scale to $1 million. The 80+ Tether-quoted asset list with 5:1 leverage on BTC, ETH and SOL is a purpose-built crypto product line rather than a few coins added to a forex challenge.

FXIFY is the wrong fit if your strategy needs automation or platform choice. The crypto accounts run on DXTrade alone, with no MT5 or live TradingView, and Expert Advisors, bots and copy trading are not allowed, which is what reduces FXIFY's trading platforms score to 6/10.

Profit payouts are also not instant on the crypto accounts, instead you have a 7-day funded minimum, the account locks while a withdrawal is processed, and the cycle is bi-weekly or monthly rather than on demand. A trader who runs algorithmic crypto strategies is better served by DNA Funded, which allows EAs on MT5.